Ka-ching! Primerica Recommends Paying in Cash to Save More Money

One of the biggest problems that Primerica’s clients face is credit card debt. The convenience of having a credit card is one of the main reasons why people have them in the first place, but seeing your total credit card bill by the end of each month is not as convenient as having them anymore. If your credit card debt is building every month and you can only pay the minimum amount due while you still keep on spending, you might want to toss away that card and stick to good old-fashioned cash.

From PRIMERICA

Paying in cash helps you save more money and makes you less dependent on your credit card. Primerica strongly recommends people to pay in cash because those who develop the habit of using cash instead of credit cards are more likely to spend less. Credit card users buy more things, pay a higher price for them and sometimes are not entirely aware of how much they’ve spent compared to those who use cash. Using credit cards, more often than not, results to impulse buying, which is a terrible financial habit. Those who pay in cash learn how to save up for the things they need to buy and not just charge everything on the card.

From PRIMERICA

The bottom line: cash is king. Using cash lets you live within your means, and lets you budget and plan your future purchases. Based on studies, those who budget and plan are almost 40% wealthier than those who don’t.*

From PRIMERICA

To learn how Primerica can help you get off the crazy debt train, visit www.primerica.com.

*SmartMoney, September 2008

Achieve Your Goals with Primerica: Six Ways to End Your Problems

With Primerica, your problems always have solutions. Recognized as the largest financial services company in North America, the company aims to reverse your financial quandaries into opportunities for growth and self-actualization.

From Blogger Pictures

Based on Napoleon Hill’s book, Think and Grow Rich, published in 1937, Primerica developed a formula that will help you achieve your goals in six simple steps:



1) Have a specific goal. Reflect on the specific things you would like to have in your life or goals you want to achieve whether abstract or concrete.



2) Indicate when you want to achieve your goal. Once you have identified your specific goals, ask yourself when you want to achieve your goals. Provide a specific date or age.



3) Write down your goal. Primerica knows problems can hinder you from achieving your goals. But putting your goals into writing can help you stay on track and remember them to the last detail.

From The Challenge of Destiny

4) Scheme. Devise a plan on how to you can reach your goals.



5) What price are you willing to pay? Remember that everything has a price. You must be willing to give up certain things in order to succeed.



6) Think of your goal everyday. Thinking about your goal every day will help you focus and stay in the path towards realizing your goals.



Learn more about how Primerica can help you achieve your goals at www.primerica.com.

From Primerica: Freedom Lives Here